Kmotion Participant Newsletter Index
Updated through 1st Quarter, 2013

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

A

aging parent
annuities
asset allocation
asset classes
asset location

bear market
---long-term perspective
---survivor tips
bond funds
borrowing from 401(k)
bubbles, financial
budget
---control your spending
---during retirement
---setting up
---today’s expenses
bulls and bears

3Q 2001, p2
1Q 2001, pp1-2
3Q 2002, p3
1Q 2001, p3
2Q 2010, pp1-2

1Q 2007, p1
2Q 2001, p4
1Q 2006, pp1-2
4Q 2004, pp1-2
3Q 2008, p4

calculators, retirement
catch-up contributions
college saving plans
common stocks
compounding
---tax-deferred
consolidating accounts
contrarian investing
contributions
---catch-up
---increasing
cost of waiting
credit card debt
credit report
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3Q 2001, p3; 3Q 2010, p2; 1Q 2011, p4
4Q 2001, p4
1Q 2005, p2
4Q 2004, p4
2Q 2004, p4
4Q 2005, pp1-2
2Q 2010, p3
2Q 2007, p4

4Q 2001, p4
2Q 2001, p3; 1Q 2002, p3; 4Q 2002, pp1-2; 4Q 2007, p1; 4Q 2010, p4
2Q 2003, p2
1Q 2001, p2; 1Q 2005, p1
1Q, 2008, p3

debt
---credit card
---managing
deflation
distribution
---divorce
---retirement
---termination
diversification
dividends
divorce
dollar cost averaging

Dow Jones Industrial Average

Economic indicators index
emergency fund
expenses, reducing

3Q 2003, p2
3Q 2012, p2
1Q 2012, p2

401(k) plan, advantages
financial checkup
financial clutter, eliminating
financial fitness quiz
financial goals, competing
fund profile
financial makeover
financial plan, making a
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goals

hardship withdrawal
health care, future
health tips
home improvements
home ownership, tax savings

identity theft
increase contributions
inertia, retirement planning
inflation
---general
---protection against
---rate of return, effect on
international investing
Investing
---active and passive
---asset classes
—fees and expenses
---growth and value
—in yourself
—investor behavior
---investor types
---long-term perspective
---personal strategy
—positive attitude
---risk
IRA rollover
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2Q 2003, p4; 2Q 2007, p3
2Q 2001, p3; 1Q 2002, p3; 4Q 2002, pp1-2; 4Q 2007, p.1; 4Q 2010, p1
2Q 2005, p3

4Q 2004, p4; 4Q 2005, p2; 3Q 2010, p4
3Q 2010, p3
4Q 2003, p4
3Q 2005, pp1-2; 1Q 2008, p4; 2Q 2008, p2

3Q 2009, p1
1Q 2004, pp1-2
4Q 2012, p3
2Q 2010, p4
1Q 2013, pp1-2
3Q 2012, p3
3Q 2004, pp1-2
3Q 2002, pp1-2
4Q 2001, p3; 3Q 2008, p3
4Q 2012, p3
3Q 2001, pp1-2
2Q 2010, p4

January effect

leverage
life expectancy
life insurance
loans
longevity risk
longevity, women
long-term care

3Q 2009, p4; 3Q 2010, p4
4Q 2008, p1
4Q 2005, p3
1Q 2001, p3; 1Q 2011, p4
4Q 2009, p4
4Q 2008, p3
4Q 2002, p4; 1Q 2007, p3

market
---capitalization
---turbulence
---turbulence, recovery from losses
matching contribution
medical costs
mistakes to avoid
mortgage, reverse
money
---communicating about
---teaching children about
---talking with parents
mutual funds
---actively managed
---advantages
---bond
---fund profile
---index
---life cycle
---prospectus
---ratings
---sector
—stable value
---stock
---target date
---yield
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1Q 2002, p3; 1Q 2010, p4
2Q 2008, p3
2Q 2009, p1
4Q 2003, p2; 3Q 2003, p2
2Q 2010, p4
4Q 2009, p3; 4Q 2010, p3
3Q 2003, p4

1Q 2009, p1
1Q 2009, p2
1Q 2009, p3

3Q 2009, p1
3Q 2000, pp1-2
3Q 2002, p3
2Q 2002, pp1-2
3Q 2009, p1
3Q 2009, p1
2Q 2006, pp1-2
1Q 2004, p3
4Q 2002, p3; 2Q 2006, p4
1Q 2012, p4
2Q 2001, pp1-2
3Q 2009, p1
1Q 2013, p4

net worth

personal finance, young workers
planning, overall finance
power of attorney
prospectus

3Q 2004, p3
1Q 2010, pp1-2
1Q 2009, p4
2Q 2006, pp1-2

Qualified default Investment alternative
questions and answers
---reacting to market losses

4Q 2011, p4
2Q 2009, p1

rate of return
ratings of mutual funds
reading, recommended
rebalancing

recession
retirement
---budget during
---calculators
---distribution
---making your money last
---readiness
retirement income
—estimating need

—planning
retirement planning
---big picture
---goal-setting
---inertia
---life in retirement
retirement saving
---control spending
---financial plan, develop a
---insufficient
---life stage profiles
---overall planning
---pre-tax advantages
---saving ideas
—saving (starting early)
---single people
—strategies
---tax-deferred
---working years profiles
reverse mortgage
risk
---inflation
---international investing
—minimize
---risk/return trade-off
---tolerance
---types of

—worksheet
Rule of 72
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4Q 2003, p4
1Q 2004, p3
4Q 2007, p2
1Q 2004, p2; 4Q 2006, p1; 3Q 2008, p4; 3Q 2010, p4;
2Q 2011, p4; 2Q 2011, p4
2Q 2007, p4

2Q 2001, p4
3Q 2001, p3
1Q 2001, p4
4Q 2008, p3
3Q 2010, pp1-2

1Q 2002, pp1-2; 2Q 2004, p2,4; 2Q 2005, p3
3Q 2012, pp1-2
3Q 2011, p3

1Q 2003, pp1-2; 2Q 2007, p3; 3Q 2007, p1
2Q 2004, p3; 2Q 2007, p2
2Q 2005, p3
3Q 2010, p2; 1Q 2012, p3

1Q 2007, p1
4Q 2004, pp1-2
2Q 2009, p3
4Q 2001, pp1-2; 3Q 2007, pp2-3
2Q 2002, p3
4Q 2003, p1; 2Q 2011, p3
2Q 2004, p2; 2Q 2011, p1-2
4Q 2012. p1
3Q 2003, pp1-2
2Q 2012. p3
4Q 2003, p2
2Q 2003, pp1-2
3Q 2003, p4

4Q 2007, p3
3Q 2005, pp1-2
4Q 2011, p2
3Q 2007, p4
2Q 2010, p4
3Q 2001, pp1-2; 3Q 2004, p2; 4Q 2011, pp1-2;
1Q 2012, p4
4Q 2011, p3
2Q 2007, p4

saving tips
sector funds
Social Security
---age for full benefits
---benefit reduction at age 62
---increased benefit by delaying
stagflation
stock market
---bear market: long-term perspective
---bear market: survival tips
---bond funds
---market capitalization
---sector funds
---stock funds
style (growth vs. value)
style, stock fund
summary plan description
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tax
---capital gains

unmarried couples

volatility measures

will
withdrawal
---during retirement
---hardship
---implications
---planning for
women, financial challenges
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3Q 2002, p. 4

2Q 2006, p2
2Q 2003, p3; 1Q 2006, p4
3Q 2005, p3
1Q 2010, p3
1Q 2005, p2

yield
---seeking high
—types
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1Q 2011, p3
1Q 2013, p4